Retail Merchants Association, Inc

Serving You Since 1898

(318) 222-4641 620 Crockett St. Shreveport, LA 71101

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Debtors Creditors

Do you report to the credit reporting agencies?

Yes, we do. At this time, we report monthly to Experian and TransUnion.

How do I get a copy of my credit report?

You can access www.annualcreditreport.com and receive a free credit report from all three credit reporting agencies annually.

Can a collector call my place of employment?

Yes, they are able to call your place of employment. They are allowed to check to see if you work there but they are not allowed to disclose the reason for the call.

What will happen if I do not pay my account(s)?

Please contact our office to see what type of arrangements can be made. If no payment arrangements are made, the account(s) may be reviewed to pursue further action.

What do I do if I have a debt listed on my credit file that I do not owe?

If you have questions, contact our office by mail to request details. Due to privacy concerns, this information cannot be provided by fax or e-mail. Please write to Retail Merchants Association, Inc. 620 Crockett St. Shreveport, LA 71101 We accept such request electronically at info@retailmerchantsinc.com

Why turn debt over to a collection agency?

We know that your time is valuable. Turning your unpaid debts over to us allows you the opportunity to focus your efforts on your business instead of trying to collect on these debts.

How long have you been in business?

We have been in business over 123 years.

Can I charge extra fees in addition to the debt?

If the contract or written agreement with the original creditor states the customer will pay additional charges, late fees, interest, attorney fees for an unpaid account(s), these expenses can be added.

Does your agency charge an annual fee?

No, we do not charge an annual fee. If we don’t collect, you don’t have to pay.

Can you file a lawsuit against a debtor?

We do have access to legal representation to file suit against a resistant debtor.

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